Tradelines and CPNs: How to Create and Use Them?
Payment from the broker is issued once the tradeline has reported on the authorized user’s credit file. When you, the cardholder, add a tradeline buyer to your account, you allow them to leverage the history of your great credit on their own report. This doesn’t include your name or personal information, and the buyer is never going to hold a physical card or have any access to make purchases with your credit line. At Tradeline Score, we believe responsible sellers are the foundation of our platform. That’s why we’ve designed every step of the process to be transparent, scalable, and supportive —from dispute resolution tools to seller dashboards that make tracking easy. Learning how to sell tradelines for profit can feel overwhelming at first, but with the right tools and guidance, it becomes a simple way to earn predictable income from the credit you’ve already built.
What if the Authorized User tries to make purchases on my card?
If we discover that any information provided in connection with your account is false or inaccurate, we may suspend or terminate your account at any time. If you use the Tradeline Works Services, you understand and agree that a Tradeline Works Financial Expert may make certain changes to your account or your information as described below. Your consent to receive communications electronically is valid until you end your relationship with us. I earn more than $1,000 per month simply by selling my tradelines, and I typically have a number of authorized users across several accounts. Keeping a notebook or spreadsheet to remind you when to add and remove authorized users and when to expect payment is vital once you start selling more than one tradeline.
They send the AU card to the primary account holder’s address and the AU won’t have any access to your credit card statement or any information about you and your account. Many people have been doing this for a long time and have their own science behind it. If the issuing bank isn’t making money from this, there’s no reason for them to be happy about it. how to sell tradelines and make easy money However, consumer protection laws apply, and therefore there’s really nothing they can do about it other than shut down your account. While it’s not typical, it’s also not unheard of; it does happen.
Depending upon which alerts you select, information such as an account balance or the due date for your credit card payment may be included. Anyone with access to your email will be able to view the content of these alerts. In order to allow you to use the Services, you will need to sign up for an account with Tradeline Works. You authorize us to make any inquiries we consider necessary to validate your identity.
Risk Equals Reward: Be Prepared To Accept The Risks
Usually, tradeline brokers would email you once there’s a potential authorized user. The email will also contain the next steps of the process leading to the next step. Only the primary cardholder is allowed to add the new authorized user to his or her credit card account. Once you receive a notification from your broker, you should immediately add the authorized user to your account. As an account holder, it is important to know that every broker has its own policy.
How many Authorized Users can I add each month?
- As the economy begins to get stranger and as credit debt and delinquency continues to rise, so does the value of holding clean & clear cards of old age, high limits, and of course, excellent payment history.
- So to break it down into the most simple terms possible, there are people who are ready and willing to rent a spot on your credit card as an authorized user.
- You agree that Tradeline Works may use and maintain your data according to the Tradeline Works’s Privacy Statement, as part of the Services.
- In addition to enhancing your credit score, the new authorized user won’t harm it.
We, after all, have years of experience in the tradeline industry. We have earned a good reputation and provide a great customer experience for tradeline buyers and sellers alike. If you want to know more about our services, call us anytime during business hours. You can earn somewhere between $125 to $300 per credit card tradeline or for each authorized user.
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In that case, I don’t care what your score is – you’re not going to get a vehicle or a home financed by anyone. After choosing your tradeline company, find credit cards you will use to sell your Tradelines on. The authorized user (AU) is someone who has poor credit. They pay the credit boosting company a fixed amount – let’s say $1,000 for our purposes. The company will then “pair” their account with yours, because your account is outstanding. The person with bad credit will then “piggyback” on your score until theirs is raised and they are then considered to have good credit.
Understanding how to sell tradelines for profit isn’t just about listing a card—it’s about building a reliable, scalable stream of earnings through smart credit management and platform-driven insights. They sell authorized users on my credit card and I get paid $125-$250 per authorized user. Find one that is reputable by asking friends who have used them in the past for buying and selling tradelines. A reputable tradeline company will run fraud and background checks on the buyers.
RentReporters Review: Improve Your Credit
- Our company has been in the tradeline industry for years.
- No, we’re not talking about your physical condition as in how athletic you are.
- Keeping a notebook or spreadsheet to remind you when to add and remove authorized users and when to expect payment is vital once you start selling more than one tradeline.
- This can lead to your account being shut down, which can affect your own credit score.
- Once you’ve chosen a platform, list your tradelines with detailed descriptions.
Add the tradelines you want to sell and we dynamically set the price. We know client selling tradeline can be stressful that why we hold your hands through out the entire process. With such significant differences from one business to another, it’s easy to do something illegal without realizing the difference.
Are There Risks to Selling Tradelines?
Alongside having good credit, look at how old your tradeline is, how pristine your payment history is, and whether you have an excellent credit utilisation rate on your credit card. These factors can determine whether your tradeline would be in demand and whether you can make money from it. I made a post about two months ago regarding the best cards for selling tradelines in 2025. While the list was accurate and contained some excellent information, I’d like to continue on that subject by adding a couple more “must have” cards and get deeper into the theme of how they help minimize risk.
If you’re a credit card holder who has decided to sell their tradelines for extra income, you already know it’s an easy and very profitable venture considering the work and actual time involved. But there are some things that you need to be aware of, and keep up on. Usually, the company you sell through will advise you of anything relevant to your sales, but that doesn’t mean you should just sit back and do nothing. Luckily, we’re always here with something new to discuss. In this case, it’s how to continually sell tradelines successfully and safely.